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Welcome to The Innovative Professional's (TIP's) Letter!
Sunday, September 15, 2002
Written & Published by Philip E. Humbert, PhD
Visit our website at:

Table of Contents:

1. The One-Minute TIP
2. Welcome Notes
3. Life is What You Make It
4. Quotes of the Week
5. Strictly Business:  Happy New Year!
6. Resources You Can Use:  FREE and Fee!
7. Humor:  The Truth About Golf

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1. The One-Minute TIP

Clarify your major priorities, say them out loud and write
them down. Share them with friends and family, and make
sure the language is perfect. Then, through the weeks and
months, stay true to them. Step by step, day by day, keep
moving in the direction of your goals, your priorities,
your values.

2. Welcome Notes

First, I want to wish my mother a Happy Birthday! On
Monday, she turns 39 (again) and she and Dad will probably
have my sister and some of the grandchildren over for
dinner. Happy Birthday, Mom!

Secondly, as long as I'm being particularly personal here,
I want to sing the praises of a good bed. Recently, we
bought a new, high-tech bed, and while it cost a bunch, the
past few nights have been amazing! I've always slept well,
but now I have even more energy and wake up dramatically
more refreshed. They say you should replace a bed every 10
years, and we hadn't done that. Now, I recommend it!

Finally, I want to remind you that next month will be the
last "Road to Riches" series for this year. Several people
have already registered, and space will go quickly, so if
you've been meaning to do this, take action!

We live in a world full of money. Most of us make a good
income. We have nice things, lots of skills, and
opportunity is every where, and yet we fail to save. We
fail to invest. We carry debt and spend too much. Don't
do that to yourself! Managing your finances and
accumulating wealth is a skill. It can be learned and this
class can help. Start 2003 with new skills, new
commitments and more money!  Click here! 

For additional resources (most are FREE!) to help you
clarify your goals, create an ideal personal environment,
and for help in reaching your financial targets, see the
"Resources" section, below.

Remember, you are always encouraged to forward TIP's to
anyone who might enjoy it. Your recommendation is how we
grow. Just hit the "Forward" button on your email, and
send it to as many folks as you'd like. Thanks!

3:  Life is What You Make It

I want to recommend the joys of failure for a moment.
Several people responded to a recent TIP's where I
mentioned that for many years I've read at least an hour a
day. They told me that seemed "impossible", or words to
that effect. Well.

Almost every day for the past 25 years, I've read for at
least an hour, and I try to do more than that. One of my
goals this year was to read a book a week, but so far, I'm
failing. I've fallen behind and may not catch up by
December 31st. We are in the 37th week of the year, and so
far I've read only 31 books. I'm such a failure!

So far this year, I've read six biographies, several
thrillers, a couple of best-sellers, about a dozen books on
business and investment, three histories, and several on
psychology and self-help. And yet, while I am "failing" to
reach my goal, I would claim my life, my business, my
skills and my world are richer. At this rate, I just may
"fail my way to success", and that's not too shabby!

Why all this focus on reading? Because I truly believe we
create our lives exactly the way we want them.

I know, in the rush of real life, it doesn't seem that way.
Stuff happens. The boss needs a report, the kids need a
ride to soccer. Someone has to fix dinner, Suzy has a cold
and Johnny is out with his friends. That's reality for
most of us.

And yet, over time, we make choices and we create a life.
We gradually simplify, or we pile commitment on top of
commitment. We manage well, or we manage badly. We make a
thousand decisions and time passes, and slowly, over a five-
year period, we create our lives.

I chose that five year time-frame intentionally. I do not
want to suggest that our lives are created in an instant,
or that we should change them on a whim, because life
doesn't work that way. Life is a series of mid-course
corrections. We learn stuff. Times change. We change.
Life evolves.

And all those choices and changes are reflected in our
daily lives. A man with no time for exercise has a heart
attack, and suddenly finds the time. Someone with no time
for dating meets someone special, and priorities change. A
couple in debt for 20 years suddenly "get" the need to
save, and habits change.

We exercise, or we don't. We spend beyond our means, or we
save a little each month. We have time for romance, or
we're too tired. We read to our kids, or we don't.

One of my clients decided to change her priorities, her
activities and her life, and chose climbing the highest
peak in North America as her benchmark. She trained. She
saved. She got time off work, she became an expert
climber. And when the time came, storms kept everyone at
base camp, so she "failed". Yeah, right! With failures
like that on your bio, think where you could end up!

We create the lives we truly want. My challenge is for you
to clarify your major priorities, say them out loud and
write them down. Share them with friends and family, and
make sure the language is perfect. Then, through the weeks
and months, stay true to them. Come back to them. Keep
moving in the direction you want to go. And, if I fail,
and only read 45 or 50 books this year, you can celebrate
that even the Coach "failed".

So, how many books have you read this year?

4. Quotes of the Week

"Inch by inch, any thing's a cinch"
                               -- Unknown

"A day will never be anymore than what you make of it.
Practice being a 'doer'!"
                               -- Josh S. Hinds

"Opportunities are usually disguised by hard work, so most
people don't recognize them."
                               -- Ann Landers

"You don't get to choose how you're going to die, or when.
You can only decide how you're going to live. Now."
                               -- Joan Baez

5. Strictly Business:  Happy New Year!  

For me, autumn is the true beginning of the new year. I
don't know if it's the change in seasons or the years I
spent in school, but this is when I set my "real" goals and
get fired up for a new 9-month campaign. I invite you to
join me.

The summer of long, warm days is over. For the next few
months, most of us will spend time inside, and the
potential for focused, goal-directed activity is enormous!
The kids are in school, and it's time to get to work.
Let's use this opportunity.

The problem with waiting until New Years is that it means
waiting! Why wait to begin the rest of your life? Why
wait to set new targets, to define new priorities, or to
challenge yourself to greater performance? Waiting makes
no sense.

And, when New Year's does come, it comes packaged with all
those "other" holidays. You know, the ones that require
travel and decorations, with all that music and shopping
and parties and stuff. What a lousy time to plan! What a
lousy time to clarify your goals and set your agenda. It
makes no sense.

This is the time. The kids are in school, the leaves are
turning and you can still go for a walk or enjoy a drive to
the country. THIS is the perfect time to design your

Buy your 2003 "year at a glance" calendar this week, and
begin scheduling. Start with your vacations, holidays,
birthdays and personal retreat times. Then, build in your
quarterly benchmarks, your monthly targets. Think through
your strategies, your marketing campaigns, your outcome
measures. Write down goals for personal growth, family
times and income projections. Design your perfect work-day
and up-grade your office.

This is your life, and your business. Leave nothing to
chance! At the start of the "new year", design the success
you truly want, and commit to getting it.

For resources to help you design your goals, create your
office, and help in reaching your financial targets, see
the "Resources" section, below.

6. Resources You Can Use:

The Road to Riches
by Dr Philip Humbert

This is the class that has helped hundreds of couples and
families turn it around! It's designed specifically for
talented people who earn a good income, professionals who
run a business, and people who want to choose their financial
future. It's designed for people who know there is enough
money, and it's time they used and managed it better!
Almost every TIP's subscriber will earn several million
dollars in their lifetime, but few will have anything to
show for it. This class can help! You can eliminate debt.
You can save, then invest, achieve financial independence
and retire wealthy. Others have done it, and so can you!
This is the LAST class this year, so take action. Check
it out, register, and start your personal "Road to Riches".
Click Here!

World Class Business Summit
with Michael Angier and Dr Philip Humbert

A limited number of entrepreneurs, professionals and
business leaders will meet for 3 days in Hilton Head this
fall to learn the "secrets" of extraordinary success during
2003. Of course there are no "secrets", but every highly
successful person can point to an event, a challenge or a
seminar when it all came together, when the vision and the
tools and the strategies suddenly got crystal clear and
success became easy! That's the goal of this two-and-a-
half day retreat. Isn't it time you took action, invested
in your future, and truly CREATED the business (and the
life) you really want? It's not hard (not nearly as hard
as struggling!) and the rewards are enormous. I hope
you'll join us.  Take Action!

Bridges for Rent!

There has been lots of turmoil in the telecom industry,
and prices for "bridges" (conference call facilities) have
sky-rocketed. We still have lots of bridges for rent, and 
have NOT changed our prices. And, through September, you
get a FREE bonus (A $10.95 value) when you rent a bridge
from us. For all the info, just send a blank email  to:


In the right situation, extreme productivity is easy! Get
my FREE book to design your Personal Eco-SystemT and
surround yourself with success:  Click

The Keys to Success!
There really are a few simple steps that highly successful
people focus on, over and over. Over 5,000 people have
taken this FREE e-course, and you can, too. You'll get 6
emails over 14 days, and that's it. No commitment, no fuss,
no cost! Send a blank email to:

Make Money From Your Current Website!
(It's getting MUCH easier!)

I'm a "raving fan" of this system that makes it EASY to
sell my tapes, register people for my classes, and create
my affiliate program, and I want to give you a free tour -
and you can use the system FREE for 30 days! The owner is
Don Schnure, and he has an amazing "system" for helping me
make money with my website and newsletter, without having
to be a techno-wizard. I use the shopping cart, the
affiliate program (took less than an hour to set up!), and
the broadcast modules. It's so cool! Click here for the tour.

7. Humor:  The Truth About Golf  

Here are some truths from one golf-lover to all of you who
either suffer from this horrible addiction, or who have so
far been spared and deserve all the warnings you can get!
Once again, thanks to Dolly - who will join us at Hilton
Head for the World Class Business Summit!  (Click Here
for the details.)

If you really want to get better at golf, go back and take
it up at a much earlier age.

When you look up, causing an awful shot, you will always
look down again at exactly the moment you ought to start
watching the ball if you ever want to see it again.

The less skilled the player, the more likely he is to share
his wisdom about the golf swing.

A golf match is a test of your skill against your
opponent's luck.

Counting on your opponent to inform you when he breaks a
rule is like expecting him to make fun of his own haircut.

The shortest distance between any two points on a golf
course is a straight line directly through the center of a
very large tree.

There are two kinds of bounces: unfair bounces and bounces
that are just the way you meant to play them.

You can hit a two-acre fairway 10 percent of the time and a
two-inch branch 90 percent of the time.

Every time a golfer makes a birdie, he must subsequently
make two triple bogeys to restore the fundamental
equilibrium of the universe.

Hazards attract; fairways repel.

A ball you can see in the rough from 50 yards away is not yours.

If there is a ball on the green and a ball in the bunker,
your ball is in the bunker. If both balls are in the
bunker, yours is in the footprint.

Don't buy a putter until you've had a chance to throw it.


Be kind to yourself and to someone else, and have a
wonder-FULL week!

Philip E. Humbert, PhD,
Resources for Success!
President, The Philip E. Humbert Group, Inc.

Shameless Marketing TIP:
Dr Humbert is a professional coach, author and popular
speaker. Ready to achieve more? Imagine what's possible
with a coach! For info and over 250 pages of tips,
tools, humor and resources for your success, visit:

Copyright (c) 2002, all rights reserved.
U.S. Library of Congress ISSN: 1529-059X
You may copy, forward or distribute TIP's if this
copyright notice and full information for contacting
Dr Philip E. Humbert are included. Contact him at: or email

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