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Welcome to The Innovative Professional's (TIP's) Letter!
Sunday, September 22, 2002
Written & Published by Philip E. Humbert, PhD
Visit our website at:

Table of Contents:

1. The One-Minute TIP
2. Welcome Notes
3. It's A Wonderful Life!
4. Quotes of the Week
5. Strictly Business:  The 1% Solution 
6. Resources You Can Use
7. Humor: You Know You're In California When... 

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1. The One-Minute TIP

Take time for yourself. Take time to relax, to journal or
to pray. This week, review your values, and make a date
with someone you love. Then, this fall, take a personal
retreat to review your goals, to read a book, to get clear
about the life you truly want, and do the work of creating
a Wonderful Life! Why settle for less?

2. Welcome Notes

I've been looking forward to writing this week's article on
a Wonderful Life, and this morning has been sensational.
I'm on our deck, with a jacket against the morning chill,
and a moment ago two raccoons ambled past, saw me and Cody
and scurried up one of our Oak trees, then apparently
decided we were harmless and went on their way. I've got
coffee in a thermos, my dog at my feet, and the sun is
arriving right on schedule! Does it get any better than
this? For me, this is truly a Wonderful Life!

I have always been determined that TIP's not be overly
commercial. I want it to be a haven from typical
newsletters, but I also want to share valuable tools with
you, and there are two that I am passionate about and want
to "push" with enthusiasm. They are truly "good things"
and I want you to know about them:

1. The World Class Business Seminar, Nov 1-2, in Hilton
Head, SC. Space is limited and many TIP's subscribers
deserve a chance to be part of it. Your business is.your
business! The early registration discount ends in 8 days,
so please take action and check it out. For more info, see
the "Resources" section below, or Click Here.

2. My Road to Riches class. The October calss will be the
last one this year. Managing your finances, avoiding debt,
saving and investing wisely are essential adult skills, and
yet most of us have never taken a class on money! Don't
work "for" money -- make money work for you! For info,
Click Here.

Remember, you are always encouraged to forward TIP's to
anyone who might enjoy it. Your recommendation is how we
grow. Just hit the "Forward" button on your email, and
send it to as many folks as you'd like. Thanks!

3:  It's A Wonderful Life!

About 2400 years ago, the Greek philosopher, Plato,
was frustrated that life isn't better than it is. He observed
that most of us want life to be richer and more fun, but
life rarely cooperates with our dreams, and that is
incredibly frustrating! Why would life tease us like that?

Plato's theory was that our lives are mere reflections of
an ideal world, a "heaven" that we can glimpse, but never
achieve on earth. Now, I admit that Plato was a very smart
guy, but most of the time I profoundly disagree with him.

I believe we can live wonderful, satisfying lives any time
we set our hearts and minds to do so. With respect to Mr
Plato, I think he was simply confused about how to get

This week, I read the Dalai Lama's book, "Ethics for The
New Millennium" and was reminded that the "good life" is
not achieved by collecting toys or having the biggest house
or the most money. We cannot create a wonderful life by
chasing it; we attract it by the way we live our days.

I also thought about Michael Gerber's distinction between
working "in" your business (working harder and harder,
trying to get ahead) verses working "on" your business to
make it run smoother, more efficiently and more profitably.
I think the same distinction can be made about our lives.

Many of us are working harder and harder, chasing our
dreams. We work for things and for prestige, we work to
pay the bills and we create lives that, in some ways, make
no sense!

I believe it is possible to create and live a life that
comes very, very close to your personal ideal. Whatever
you desire, we live in a time when anything is possible, if
you pursue it effectively. Here are a couple of
preliminary suggestions for working "on" your life to
create what you desire:

1. A Wonderful Life is an "inside job", so start with your
inner world. Find a daily practice that brings you peace,
and follow it with all your heart. Give thanks. Take time
to breath, to smile and be joyful. Practice gratitude.

2. Practice preventive maintenance. Take care of your
body, and your loved ones. No matter what else life
brings, your health and wellness, and the love and
friendship of those around you is essential. Eat well.
Get plenty of rest. Exercise, and hug and laugh with those
you hold dear.

3. Aim high and choose well. In a world of infinite
possibilities it can be difficult to choose the things you
want most in life, but choosing is essential. Choose your
focus. Define your mission. Clarify your values and
priorities and make sure your actions reflect your choices.

4. Work smart. Work on yourself. Learn. Grow. Day by
day, become slightly more effective, slightly more skilled,
slightly more efficient, slightly wiser, and much happier!

This last one is, in my opinion, the most neglected in our
culture of instant gratification. I see people who work 12
hours a day, but "can't afford" to step back, get
perspective and work smarter. I see families frantically
chasing experiences, but unable or unwilling to think
clearly about working "on" the loving relationships they
desire. How foolish. How sad!

Every day, take time for yourself. Take time to relax, to
journal or to pray. This week, review your values, and
make a date with someone you love. This fall, take a
personal retreat to review your goals, to read a book, to
get clear about the life you truly want. And finally,
commit to working less and achieving more. Invest in
yourself, in your skills, in your dreams. Read the books,
attend the seminars, do the work of creating a Wonderful
Life! Why settle for less?

4. Quotes of the Week

"Every man dies. Not every man truly lives."
                                -- Braveheart

"How wonderful it is that nobody need wait a single moment
to improve the world."
                                -- Anne Frank

"The future belongs to those who believe in the beauty of
their dreams."
                                -- Eleanor Roosevelt

"Most people fail in life because they major in minor things."
                                -- Anthony Robbins

5. Strictly Business:  The 1% Solution 

We live in a world of constant change and constant
competition. Everyday, someone is working to reduce costs,
increase performance, and take your customers away from
you. This is the truth, and it doesn't just apply to big
business or the "other guy". It applies to your business,
every single day.

Most of us know and believe this, and yet most businesses,
especially small businesses and professional practices,
take no practical action to enhance their productivity.
That is a recipe for disaster!

Day by day, every business leader has the responsibility to
enhance productivity, increase the value of your products,
and serve your customers better, faster, cheaper and with
greater attention than anyone else on earth.

Here are a couple of systems for doing this:

1. Re-invest at least three percent of gross revenue in
research and development. Every month, set aside three
percent to improve performance, buy new equipment or up-
grade your skills. Some industries must invest more, but
at a minimum, set aside three percent. You can't afford
not to.

2. Use the "1% Solution". Every day, strive to be just
slightly better at your work. Answer the phone a bit
faster and more cheerfully. Be a touch more thorough in
your sales presentations. Up-grade your email or follow-up
just slightly faster than you did yesterday.

Every business can improve by at least one percent! That's
hardly difficult or even challenging. The key is to think
in terms of constant and never-ending improvement. Strive
to be a bit better. It doesn't have to be dramatic and it
doesn't have to cost a lot, but the drive for excellence
requires your constant attention and intention. If you
don't do it, someone, somewhere, certainly is.

6. Resources You Can Use:

The Road to Riches
by Dr Philip Humbert

Over the years, I have developed this 4-week class to give you the
tools, the motivation and a PLAN to understand your finances,
manage your money, invest wisely and achieve financial independence.
If you can read this, you have a wealth of other resources. Are you
using them wisely? Are you accumulating wealth? Are you investing
for retirement? When will you be financially independent? These are key
questions for every adult, and this class can help you with the answers.
You CAN do this! There are no "secrets", but there are skills and tools
that you must master! I hope you'll join us! This is the last series for this
year, so take ACTION, and register today. Visit:

World Class Business, II
November 1-2, 2002

I talked with Michael Angier on Thursday and there were at
least FIVE SPOTS left for this fall's conference. If you
own a business, or would like to, you deserve this chance!
Every professional and business leader knows the problem of
getting "caught up" in day-to-day pressures. We lose
perspective. We forget. We neglect to plan. We get
sloppy, and you cannot afford that! Your business or
professional practice should be "world class" and this
retreat can give you the skills, perspective, and resources
to create it. If you work "in" your business every day,
give yourself this opportunity to step back, mix with the
best, design the systems, and get the skills to take your
business to the top! The half-price early registration
discount ends in 8 days (Sep. 30th) so act today!

Make Money From Your Current Website!
(It's getting MUCH easier!)

I'm a "raving fan" of this system that makes it EASY to
sell my tapes, register people for my classes, and create
my affiliate program, and you can even use the system for
30 days, free! The owner is Don Schnure, and he has an
amazing "system" for helping me make money with my website,
without having to be a techno-wizard. I use the shopping
cart, the affiliate program (took less than an hour to set
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have a website, and want to provide the best customer
support for your visitors, you really need a system like
this, and I've found nothing that compares in terms of
price, features, reliability and ease of use. Check it
out! For a free tour and a free 30-day membership,

7. Humor:   You Know You're in California When...   

A friend our Mary's recently moved his business to
California and posted this collection of insights and
wisdom on his website. To check it out, visit:

You know you're in California when:

You make over $250,000 and still can't afford a house.

It's sprinkling outside, so you leave for work an hour
early to avoid all the weather-related accidents.

Your child's third grade teacher has purple hair, a nose
ring, and is named Breeze.

You can't pot legal?

You have a very strong opinion about where your coffee
beans are grown and can taste the difference between
Sumatran and Ethiopian. (Is that California, or

Your car insurance costs as much as your house payment.

The guy in line at Starbucks who looks like George Clooney,
really IS George Clooney!

A family of four owns at least six vehicles.

Two overcast days in a row drive you mad.

Even if the store is across the street, your drive there.

You know which restaurant serves the freshest arugula.


You still can't remember, is pot legal????


Be kind to yourself and to someone else, and have a
wonder-FULL week!

Philip E. Humbert, PhD,
Resources for Success!
President, The Philip E. Humbert Group, Inc.

Shameless Marketing TIP:
Dr Humbert is a professional coach, author and popular
speaker. Ready to achieve more? Imagine what's possible
with a coach! For info and over 250 pages of tips,
tools, humor and resources for your success, visit:

Copyright (c) 2002, all rights reserved.
U.S. Library of Congress ISSN: 1529-059X
You may copy, forward or distribute TIP's if this
copyright notice and full information for contacting
Dr Philip E. Humbert are included. Contact him at: or email

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