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Welcome to The Innovative Professional's (TIP's) Letter!
Sunday, December 8, 2002
Written & Published by Philip E. Humbert, PhD
Visit our website at:

Table of Contents:

1. The One-Minute TIP
2. Welcome Notes
3. We The Living
4. Quotes of the Week
5. Strictly Business:  The Joy of Budgets 
6. Resources You Can Use
7. Humor:  The 7 Wonders of the World 

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1. The One-Minute TIP

In 2003, "We The Living" will simply "go for it". Some of
us will get coached. We will make the decisions, and
invest the time and money and courage to transform our
lives and achieve our goals. That is my wish for you this
season, and in the year to come. Go for it.

2. Welcome Notes

It's a foggy Oregon morning as I write this, but our
neighborhood is dressed for the holidays, with lights and
ribbons and lots of color. Most of my shopping is done and
we're getting ready to visit relatives for Christmas. It
feels good! I hope your holidays are wonderful, happy and
filled with good cheer.

In the Resources section, below, you'll find info about a
fantastic new service that combines the BEST of voicemail
(the warmth of your voice) with email (no phone tag!). It
is absolutely amazing. Every professional and business
leader needs to check this out. And, you can get my notes
and a 30-day FREE trial just by sending an email to:

And, the "almost free" One Minute Millionaire is still
available! This is a fantastic deal and almost 100 people
grabbed it last week. Check it out Click Here!

Finally, "by popular demand", I will be offering both my
"Road to Riches" class on personal finance and achieving
financial independence, AND offering a low-cost, high-
impact coaching group in January. Start the new year with
a plan. Commit to making 2003 your best year ever, and
take ACTION! Get all the info by clicking on Road to Riches
or on Coaching Group.

Remember, you are always encouraged to forward TIP's to
anyone who might enjoy it. Your recommendation is how we
grow. Just hit the "Forward" button on your email, and
send it to as many folks as you'd like. Thanks!

3:  We The Living

This week I read Rudy Giuliani's new book, "Leadership",
and I chose it because I was still troubled by a miserable
and wonderful book I read last week called "We The Living",
by Ayn Rand.

Rand escaped from Russia in the 1930's and wrote about the
human condition, politics and economics. Her most famous
novels are "The Fountainhead" and "Atlas Shrugged", which I
read many years ago. Wonderful books. But I had not read
her first novel, "We The Living", and when Mary finished it
a few weeks ago, I put it on my list.

It's an awful book. It's so well written, so poignant and
passionate and powerful, I couldn't stop thinking about it.
I dreamed about it. I thought about Kira and Leo and
Andrei. I didn't like how much it moved me.

"We The Living" is about individuality, power, and society.
It's about the things that make life worth living, and
worth dying for. It's about cruelty, and our potential for
saintliness. It's about suffering, and about love,
compassion, generosity, creativity and hope. It is not
easy reading; it is worth the effort.

One of the dilemmas of being human is that we find our
greatest joy in community with others, and we long to
express our uniqueness.

Humans have always lived in groups, valued family and built
cities. By joining together, we increase opportunity, add
variety, and open doors. It is in groups that we create
the arts, celebrate holidays and festivals. The city
creates economic opportunity and intellectual stimulation.

And yet we also celebrate those who stand alone. From
Plato and Jesus and Gandhi, to Amelia Earhart and John
Glenn, we honor the individual. We remember John Wayne not
as a particularly good actor, but as an icon of
individualism. In part, Giuliani's book has credibility
because we know him as an individual who stood alone, told
the truth and helped us face the tragedy of September 11th.

As we enter a new year, it seems we have lost sight of some
of the best parts of both community, on the one hand, and
individuality on the other.

Particularly in America, we raise individuality to such an
extreme that we lose sight of our dependence on each other.
We proclaim our "rights" and our separateness until we each
end up alone, a culture of one. It is in community that we
find our belonging, our roots and our shared dreams. It is
with friends and family that we live and die, and dance.
This holiday season, and in the new year, celebrate
community. See the value of fitting in.

And, in 2003, strive to be eccentric! Express yourself!
Explore your values, your goals, the hopes and dreams that
are yours, and yours alone. Make next year, YOUR year.
Reach higher, go further, dream bigger. Challenge

God has given you unique talents - don't hide them. Life
has given you unique perspectives and special gifts - do
not withhold them!

As we enter the new year, declare that you are among those
who are truly alive! Set goals, dream dreams. Create a
Personal Eco-System(tm) that supports you. Read the best
books. Talk with the smartest people. Learn the skills.
Put in the effort. Take the risks. Stretch. Try.

In 2003, "We The Living" will simply "go for it". Some of
us will get coached. We will make the decisions, and
invest the time and money and courage to transform our
lives and achieve our goals. That is my wish for you this
season, and in the year to come. Go for it.

Here are 4 resources you may find helpful:

1.  -- My FREE
    ebook on designing environments for automatic success.
2. -- My FREE
    ebook on setting and achieving goals.</a>
3. -- A 4-week class on
    achieving financial independence in 2003.
4. -- A coaching group
    to make 2003 your best, most productive year EVER!

4. Quotes of the Week

"Imagination is more important than knowledge. Knowledge is
limited. Imagination encircles the world."
                                        -- Albert Einstein

"And the trouble is, if you don't risk anything, you risk even more."
                                        -- Erica Jong

"We have much to do together. Let us do it in wisdom and
love and joy. Let us make this the human experience."
                                        -- Gary Zukav

"As we are liberated from our own fear, our presence
automatically liberates others."
                                        -- Marianne Williamson

5. Strictly Business:  The Joy of Budgets

One of those small moments that transform life happened
several years ago when my accountant made the simple
statement that "Your budget decides the size of your
dreams." At the time, Rick had no idea what that would
mean to me. We were talking about taxes or whatever, and
he threw it out, and we moved on.

But I've never forgotten it.

When I teach my class on personal finances (The Road to
Riches), I often hear people talk about how "hard" it is to
budget at home or at work. Folks, nothing could be further
from the truth!

Done right, budgets are the sexiest, most exciting,
challenging and delightful documents you'll ever read!

Your budget for 2003 tells you how much your business will
grow, and how. Your budget tells you, in advance, what you
will learn, what equipment or skills you will add. It
gives you a "sneak peak" at your marketing, your new
services, your new office, your new computer, and the world
you will enjoy in the future.

It also simplifies decisions about the things you will not
do. It tells you, in advance, that the car does not need
replacing or that there is no room for that home theater
system (as wonderful as it seems in the store).

Your budget foretells the future. Along with your goal
statement and the calendar on your wall, your budget is a
"crystal ball" that lets you describe, enjoy and celebrate
2003 in advance! Think of that! Everyone else has to sit
and wait and wonder and hope. Those poor suckers don't get
to celebrate in advance, but you do!

Your budget, both personal and business, describes the size
of your dreams. It provides a glimpse and a map to the
future. Take time to do it right.

6. Resources You Can Use:

The Road to Riches!
by Philip E. Humbert, PhD

Accumulating wealth, investing wisely and retiring rich are
not "hard"! Knowing you could (and should) be doing better
than you are financially, that's "hard"! We live in the
richest time in history, and you have a responsibility
to manage your money well, for your own and your children's
future. One of every 15 Americans is now a millionaire,
and the secrets for accumulating wealth are NOT hard!
They just aren't taught in school and you won't learn them
on TV or from your neighbors. This class can help. Over
200 people have taken the class, and the results are amazing!
Your investment is only $79, and the benefits could be
worth a fortune! Check it out, take ACTION and join us! 

ZingBack - The New Telephone!

I love email, but it will never have the warmth of a human
voice. Voicemail is good, but I hate phone tag and all
that frustration! This week I found the answer, and it's
the "best thing since sliced bread"! I swear, EVERY busy
person needs this! Professionals, sales people, volunteers
and parents will jump on this. Remember when email was new
and only a few people had it? Now, everyone depends on it.
That's how Zingback will be. Need to send a message to 20
sales people, or ten clients, or your soccer team? Need to
reach the cousins at Christmas, and don't want to keep
dialing, leave messages and wonder? Zingback solves that!

I got them to set up a 30-day FREE trial with a special code
just for TIP's subscribers. To get all the info, send an email
to:  You'll get the access code
and all the details. No risk, no cost, and I swear this is sooooo
COOL! Check it out!

The Sedona Method(tm)

My colleague, John Barker, reminded me of the power of this
life-changing system. Developed over many years, this is
NOT another motivational tape or self-help book. It's a
dozen tapes, a couple of books, all combined to transform
your life in 2003. Mary and I have both used the program,
and if you want to over-come the things that hold you back,
set really BIG goals and achieve them, this system works!
I love their phrase: "Happiness is free - and easier than
you think!" Isn't that the truth? Their system is not
free, but they DO have a FREE audiotape that is wonderful.
Order it, check it out, experience the power of this new
approach to change and growth. It's a "good thing"!
Click Here!

*** Almost FREE! ***

The One Minute Millionaire
By Mark Victor Hanson & Robert Allen

This is the most incredible give-away I've seen in a long
time! They don't even charge for shipping! Hanson and
Allen have a unique new book on achieving wealth - they
call it the "enlightened approach to wealth" - and it's
delightful. It's a hard-cover book, and they are giving it
away! You pay only for Robert Allen's CD, "Multiple
Streams of Income", which is fantastic, and they give you
the book for free! And, invite you to a tele-seminar with
both authors! The books goes for $20, and the CD is a
bargain, and you can sign-up for the seminars! This is a
great bargain, and for those of you in business, note the
marketing genius behind this thing. (That lesson, by
itself, is worth a fortune!) They can't keep this deal
going for long, so no excuses! Don't think about. Don't
debate - Just click and do it!  Click Here - do it NOW!

7. Humor:  The 7 Wonders of the World  

This may note qualify as "humor", but it certainly made me
think, cheered me up, and made my day much, much richer!
Thanks to Paul Vogt for sending it along - I love this !

A group of students were asked to list the Seven Wonders of
the World. Though there was some disagreement, the
following got the most votes:

1. Egypt's Great Pyramids
2. Taj Mahal
3. Grand Canyon
4. Panama Canal
5. Empire State Building
6. St. Peter's Basilica
7. China's Great Wall

While gathering the votes, the teacher noted that one quiet
student hadn't turned in her paper. So she asked the girl
if she was having trouble with her list. The girl replied,
"Yes, a little. I couldn't quite make up my mind because
there were so many." The teacher said, "Well, tell us what
you have, and maybe we can help."

The girl hesitated, then read, "I think the Seven Wonders
of the World are:

1. to touch
2. to taste
3. to see
4. to hear

She hesitated a little, and then added

5. to feel
6. to laugh
7. and to love

The room was so full of silence you could have heard a pin
drop. Those things we overlook as simple and "ordinary" are
truly wondrous. A gentle reminder that the most precious
things are in front of you. Your family, your faith, your
love, your good health! Peace to each of you!


Be kind to yourself and to someone else, and have a
wonder-FULL week!

Philip E. Humbert, PhD,
Resources for Success!
President, The Philip E. Humbert Group, Inc.

Shameless Marketing TIP:
Dr Humbert is a professional coach, author and popular
speaker. Ready to achieve more? Imagine what's possible
with a coach! For info and over 250 pages of tips,
tools, humor and resources for your success, visit:

Copyright (c) 2002, all rights reserved.
U.S. Library of Congress ISSN: 1529-059X
You may copy, forward or distribute TIP's if this
copyright notice and full information for contacting
Dr Philip E. Humbert are included. Contact him at: or email

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