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Welcome to The Innovative Professional's (TIP's) Letter!
Sunday, January 9, 2005
Written & Published by Philip E. Humbert, PhD
Visit our website at:

Table of Contents:

1. The One-Minute TIP
Welcome Notes
Essential Skills For The 21st Century 
Quotes of the Week
Strictly Business:  Better Banking At Your Local CU   
Resources and Tools for YOUR Success!
Humor:   Life Lessons

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1. The One-Minute TIP

In 2005, let's renew our commitment to keeping things
simple, keeping things well-managed, running our lives on
purpose, according to our values and our priorities rather
than reacting to the flood of invitations that come to us
every day. Choose your focus. Write it down. Stay the
course. It's a key skill for the 21st century.

2. Welcome Notes

The response to my mid-week note about donating to tsunami
disaster relief was wonderful!

I've often said that TIPS has the best subscribers in the
world, and I truly believe that! It is incredibly
gratifying that so many people wrote to say thanks for the
reminder or to tell me they had already donated (and would
donate more), or that you appreciate a personal success
letter focusing on giving. Thanks for the support and
thanks for being such a magnificent group of people!

Your support and trust and the sense of community that has
grown up through TIPS makes writing each week a delight.
Blessings to each of you.

As I expected, interest in the "1st Team Coaching" group is
HUGE, although it looks like there is still room for YOU!
If you are interested in the group (it starts this week, on
Monday at 7:00 PM Eastern) please contact me immediately at

You can also get information about the coaching program at:

3:  Essential Skills For The 21st Century

Over the past few weeks, I've written about the Foundation
and the Four Pillars of Success, and the response has been
tremendous. Hundreds of people have sent emails saying how
helpful the articles were. (You can read them in our
archive at:  )

What has struck me is that there really ARE a few basic
fundamentals and that high achievers know and use them to
their benefit.

Over the years, hundreds of people from the great
philosophers (Jesus, Socrates) and poets (Shakespeare,
Whitman, Thoreau and Emerson) to business leaders like Jim
Rohn, Brian Tracy and Lee Iacocca, to personal development
experts like Wayne Dyer, Tony Robbins and Marianne
Williamson have talked about the "basics."

In response to one email about the series, I replied that,
"The seeds of success flourish best in the rich soil of a
well-managed life." The person wrote back that I had
stumbled onto something profound, but I protested that this
is not new!

Wise leaders have always known that a key requirement for
all success is keeping life simple, well-run and orderly.
There is no secret about that!

For the next few weeks, I want to look at what I am calling
"skills for the 21st century." I believe they are of
secondary importance to the Foundation and Four Pillars,
but in their own way they are also critical.

Success, satisfaction, high performance and achievement do
NOT come from chaos. Success is not the normal result of a
life built on stress, confusion, fatigue or distraction.

Peak performance is the result of preparation. Winners in
every area of life know that on "game day" they must focus,
they must be prepared and "ready," and in the 21st century
every single day is "game day!"

TODAY is the "big game." Not tomorrow or next week or next
year. TODAY is the one we control. TODAY is when we make
the calls or read the books or attend the seminars. TODAY
is the day we can use to our advantage and we are either
prepared, or we are not.

The Spanish philosopher Ortega said, "life is fired at us
point blank and we must respond." There is no time to
delay, no time to prepare or "get it together."

High achievers have this skill: They lead well-managed
lives. They have simplified their lives (see Pillar #2) and
they are disciplined (see Pillar #4). They know how to
manage their time, their energy and their environments.
Their daily routines reflect their values and their
priorities. There is no mystery, and little confusion.

Success flourishes best in the rich soil of a well-managed life.

A key skill for the 21st century will be knowing how to
manage your finances, your time, your commitments,
relationships and priorities. With hundreds of television
channels and millions of internet sites, with invitations
and opportunities thrust at us every day by the dozens,
keeping life organized is a necessary skill.

It's often been said we see more advertisements in a single
day than our grandparents saw in their entire lives. The
same can be said for invitations, social groups, education,
investments - the list goes on and on. My grandfather
belonged to his church and maybe met his buddies to play
cards once a week. I belong to so many social and
professional organizations, clubs, and groups I lose track
of them! You may have the same challenge.

Success flourishes best in the rich soil of a well-managed life.

In 2005, let's renew our commitment to keeping things
simple, keeping things well-managed, running our lives on
purpose, according to our values and our priorities rather
than reacting to the flood of invitations that come to us
every day. Choose your focus. Write it down. Stay the
course. It's a key skill for the 21st century.

4. Quotes of the Week

"Perfection is achieved, not when there is nothing left to
add, but when there is nothing left to take away. "
                                           -- Antoine de St. Exupery

"In this world it is not what we take up, but what we give
up, that makes us rich."
                                           -- Henry Ward Beecher

"You are what you think about all day long."
                                           -- Dr. Robert Schuller

"Your mind can only hold one thought at a time. Make it a
positive and constructive one."
                                           -- H. Jackson Brown, Jr.

5. Strictly Business:   Better Banking At Your Local CU

(Note: I write almost every TIPS article myself, but this
week my friend and colleague, Michael Angier, wrote an
article on banking that is "right on." I've often
recommended credit unions, and wanted to share his
perspective with you.)

Banking Doesn't Have to Be a Chore,
by Michael Angier

Last year, I stopped doing business with banks.

For the past several years, we've done more and more
business with our local cred¡t union and less and less with
commercial banks.

For most of my 30-year business career, I've received less
than stellar service from banks. In fact, I've nev‰r had a
satisfactory relationship with a banker. Some of it may
have been my fault, and perhaps I didn't try enough of
them, but I've never experienced world-class banking. And
most of my colleagues report similar results.

That has changed with the exceptional experience we've had
with the New England Federal Cred¡t Union. The services,
the friendliness, the rates, the convenience and the
professionalism make it a pleasure to do business with

In recent years, the laws governing cred¡t unions have
changed and these non-profit, member-owned institutions are
now able to fulfill most of the services previously offered
only by banks.

For instance, when we joined our cred¡t union, it was the
IBM Cred¡t Union and you had to be employed by or retired
from IBM to be a member. In our case, a relative qualified
us. Since then, the name has changed and the only
membership requirement is that you live or work in one of
the four counties they serve.

In addition, they have continued to add services, including
business checking accounts. We do almost all of our
business online. We have a car loan, a yacht loan and all
of our checking and savings accounts with them. Their
facilities and their technology is state of the art.

They've come a long way and in our community, they're
giving banks a real run for their mon‰y. I've encouraged a
good number of friends and relatives to join.

If you're looking for a better banking experience, better
rates and/or to simplify your banking, I encourage you to
look into a cred¡t union. We don't see a down side and I
don't think you will either.

For more info about Michael and his work, or to join (guest memberships are free!) visit: )

6. Resources and Tools for YOUR Success!

#1     1st TEAM Coaching Project
         Last Opportunity
         Group Begins Monday, January 7th

This is a powerful, practical, low-cost HIGH-IMPACT way to
get the coaching you need to make 2005 your best year ever.
The group is small (limited to a max of 10 people), very
focused, and effective!

What are your dreams for this year? What goals and projects
and aspirations do you have? Will you achieve them? Or,
will you be one of the millions who get caught in the daily
rush of life and end up "trying" by making little progress?

This are key questions and how you answer them will make
all the difference.

The interest in this has been tremendous, but apparently
the dates are awkward for many people so despite lots of
inquiries, as of Saturday, there are still 2 openings! But
you must act quickly! The group starts this Monday at 7:00
PM Eastern time (after work for most people) and if you'd
like to be part of it you must contact me immediately.
Email me at:

You can also get information and download the Welcome Pack

#2     101 Best Ways to Get Ahead
         An "encyclopedia" of Success!

As I've been telling you recently, Michael Angier has
compiled the most useful and most powerful "encyclopedia"
for achievement I've ever seen. He calls it "101 Best Ways
to Get Ahead" and I absolutely want you to jump on this,
buy it, print it out and keep it on your desk from now on!

Creating a GREAT life is ALWAYS an on-going journey. That
is why you need this book! In life we need to achieve a
wide variety of things. Some are financial, some focus on
our relationships. Some are connected to health and
fitness, others to parenting or preparing for retirement,
but ALL of these things have one thing in common:

Other people have figured out how to do them well. Someone,
somewhere has figured out the "recipe" to achieve the
things you want in life, and Michael has compiled the
quotes, recommendations, the "recipes" to get stuff done! I
hope you'll jump on this!

#3     Got a Website?
         Earn Passive Income!

Over the years, I've paid lots of money for shopping carts,
autoresponders and systems that were supposed to help me
serve my subscribers and make money from my website. None
of them worked, or more accurately they worked, but they
were complex, confusing and didn't work very well. Then I
discovered Don Schnure and the amazing programs he's put
together. They work! They are powerful, EASY to use, and
they let me automate my newsletter, my affiliate programs
and my shopping cart, with no hassle! I love this! And, you
can use it for 30 days to check it out. Highly recommended!

7. Humor:    Life Lessons

John Donovan sent these to me, and I thought they were well-
worth passing along. John's email signature indicates that
he works with a hospice, and that alone suggests he has
special standing to make these recommendations. Enjoy them.

Perhaps some of the very best advice you'll ever receive.
As you plan your new year:

1. Throw out all the non-essential numbers. This includes
age, weight and height. Let the doctor worry about them --
that is why you pay him/her.

2. Keep only cheerful friends. The grouches pull you down.
If you really need a grouch, there are probably a few
relatives who can do the job.

3. Keep learning. Learn more about the computer, crafts,
gardening, whatever. Never let your brain atrophy.

4. Laugh often, long and loud. Laugh until you gasp for
breath. Laugh so much that you can be pinpointed in the
mall by your distinctive laughter.

5. The tears happen. Endure, grieve, and move on. The only
person who is with you your entire life is yourself. Search
for the tear beneath the tear of sadness and hurt. You'll
know when it comes by the sound of a sigh, the sound of
letting it all go.

6. Surround yourself with what you love, whether it is
family, pets, keepsakes, music, plants, hobbies, whatever.
Your home is your refuge. You are the kingdom of you. Take
command. Determine what will and will not take place on
your sacred ground.

7. Cherish your health. If it is good -- preserve it. If
it is unstable -- improve it. If it is beyond what you can
improve -- get help.

8. Don't take guilt trips. Go to the mall, the next
county, a foreign country, a trip to the moon, but never
take a guilt trip, even on on frequent-flier miles...
especially if it is a first class upgrade. Don't go there

9. Tell the people you love, that you love them, at every
opportunity. When the book closes, let that be what was

10. And remember that Life is not measured by the number
of breaths we take but by the moments that take our breath away!


Be kind to yourself and to someone else, and have a
wonder-FULL week!

Philip E. Humbert, PhD,
Resources for Success!
President, The Philip E. Humbert Group, Inc.

Shameless Marketing TIP:
Dr Humbert is a professional coach, author and popular
speaker. Ready to achieve more? Imagine what's possible
with a coach! For info and over 250 pages of tips,
tools, humor and resources for your success, visit:

Copyright (c) 2005, all rights reserved.
U.S. Library of Congress ISSN: 1529-059X
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