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Welcome to The Innovative Professional's (TIP's) Letter!
Sunday, July 17, 2005
Written & Published by Philip E. Humbert, PhD
Visit our website at:

Table of Contents:

1. The One-Minute TIP
Welcome Notes
What's In Your Future? 
Quotes of the Week
Strictly Business:   The Power of Ideas   
Resources and Tools for YOUR Success!
Humor:   College Freshman

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1. The One-Minute TIP

The winners in life have always known how to live full-out
in the present, while also planning (and acting) for their
future. They know how to enjoy the moment, while resisting
the temptation to act impulsively. They know how to plan,
and how to implement the plan day by day. They know the future
is "where it's at." They know the future will not take care
of itself unless they plant the seeds and prepare in advance.

2. Welcome Notes

This has been an amazing week here in Oregon. Summer has
finally arrived, with warm weather, blue skies and birds
singing in the early morning. I love it! I trust wherever
you are, you get time (every single day) to go for a walk,
watch a sunrise or sunset, and let Mother Nature lower your
blood pressure. It's a good thing!

I want to welcome almost 250 new subscribers this week!
Your recommendation is how we grow, and I tremendously
appreciate your passing TIPS along to friends and
encouraging them to sign up. Anyone can subscribe by
visiting my website and using the forms on the top of
almost every page, at:
<a href=" ">Subscribe</a>

Specifically, my guess is that someone must have sent a
note to their entire address book because on Tuesday we had
a huge rush of new subscribers. Whoever did that, Thank You!

Later this week I'm hoping to send a special mailing with a
great deal on an audio program by my friend, Vic Johnson.
We're working out the details now, so be sure to watch for
that. If you've ever wanted to start a business online (or
expand the business you have) you won't want to miss it!
When I heard him this week, I knew he has the clearest,
most helpful explanation I've ever heard about how
successful online systems actually make m0ney and I'm
eager to share it with you. Hopefully in the next few days.

Finally, again this week several people contacted me about
attending Bob Proctor's seminar in Las Vegas in September,
and I certainly hope you'll join us! I'm convinced that
financial education is vital, and I'm eagerly looking
forward to it. Get more info and register at:

3:  What's In Your Future? 

My observation is that people tend to live their lives in
one of three time zones, the "past", the "present" or
(rarely) in the "future."

Living in the past, either glorifying the "good old days"
or replaying some terrible past event over and over again
clearly limits us and doesn't work very well. Fortunately,
not too many people do this.

Most of us tend to focus on the present, and that's both
good and bad. Years ago, Ram Das made his famous
recommendation to "be here now." We are often reminded that
the present is the only moment over which we have control,
the only time in which we can take positive action. We
cannot change the past, and while we can influence the
future, obviously we cannot control it. Living in the
present and making every moment count makes sense and I
highly recommend it. Carpe Diem-"seize the day!"

At the same time, however, it's critical to notice that too
many of us live ONLY for today. We keep our lives so full
and so busy that getting through the day is about all we
can manage. Some live for "experiences" and become addicted
to drama and excitement, or to simply being "busy" all the

As consumers, some of us over-spend and fail to save. We
are urged to "fly now, pay later" and while that can be fun
in the short-term, it is a tragically narrow focus that
distracts us from creating the future we want.

In preparing for my fall series of teleclasses, "The Road
to Riches," I've been reviewing some really frightening

The average American saves less than two percent of their
income. In 2001, while the average homeowner had a median
net worth of over $171,000, the average renter had a net
worth of less than $5000. Yes, renters tend to be younger,
but that's an astounding difference! According to the
Employee Benefit Research Institute, less than a quarter of
Americans use a 401(k) and less than 15% have an IRA!
According to, the average American family has
seven credit cards and owes about $9000. That's incredible,
and frightening.

One of the great predictors of future success is the
ability to delay gratification.

Successful students study now to pass the test at the end
of the quarter. Successful entrepreneurs work long hours
today to enjoy the fruits of a successful business for the
rest of their lives.

Creating wealth is largely the ability to live (and act) in
the present while keeping one eye focused on the future.

Sure, winning the lottery or inheriting a fortune is always
a "possibility" but the surest way to create wealth, retire
comfortably and leave a legacy is to delay gratification,
live below your means, invest for the future and reap the
rewards of compound interest.

The winners in life have always known how to live full-out
in the present, while also planning (and acting) for their
future. They know how to enjoy the moment, while resisting
the temptation to act impulsively. They know how to plan,
and how to implement the plan day by day. They know the
future is "where it's at." They know the future will not
take care of itself unless they plant the seeds and prepare
in advance.

Save for your future. Live within your means. Use credit
wisely. Use tax-advantaged savings and retirement plans to
create the future you want. Buy your own home. Put the
miracle of compound interest to work FOR you, rather than
having it work against you.

A few years ago I wrote a fr*ee ebook called, "Making
M0ney, Creating We*alth" and over 70,000 people have
downloaded it. I invite you to get your own copy. Read it
and take action to secure your financial future. You can
get it (fr*ee!) at:

4. Quotes of the Week

"If you can DREAM it, you can DO it."
                                         -- Walt Disney

"People begin to become successful the minute they decide to be."
                                         -- Harvey Mackay"

"Take the first step in faith. You don't have to see the
whole staircase, just take the first step."
                                         -- Dr. Martin Luther King Jr.

"It only takes one person to change your life - you."
                                         -- Ruth Casey

5. Strictly Business:   The Power of Ideas

It's been said that no power on earth can withstand an idea
whose time has come. More directly, in terms of business,
it's critical to understand that all success is the result
of a new, and better, idea.

Henry Kaiser was one of America's most successful
industrialists. He built hundreds of ships in record time
during World War II and worked with Howard Hughes to build
the "Spruce Goose." Throughout his life, he reportedly
spent an hour a day "just thinking" or "sitting for ideas."
He knew the value of a new idea!

All business is the result of an idea. Your local dry
cleaning shop began as someone's idea that they could do
it. They imagined it, they took action and turned it into

Bill Gates began with an idea for a computer system that
could be license to multiple companies and eventually,
revolutionize our world. Disc brakes (on your car), the re-
usable space shuttle and cell phones all began as someone's
idea for a better, cheaper, faster way to get things done.

Too often in business, we get swamped with our daily tasks.
We get bogged down in the thousand-and-one things we "have"
to do, and forget to think bigger. We forget to "sit for

Today more than ever one idea can change your industry,
your business, and your personal future. Today, thousands
of people are using their expertise to making a living on
eBay, publishing eBooks, or using their creativity to write
music, solve problems, start businesses and serve

Never in human history have we had more freedom to
innovate, try our ideas and get instant feedback. And yet,
often we are "too busy" and forget the value of good, clear
thinking. One of the values of coaching is that it gives
clients a specific, scheduled time to step back, gain
perspective, and get feedback on their best ideas. Give
yourself the gift of time to think!

If coaching could help you think more clearly and innovate
more rapidly, I urge you to make the investment. Contact me

6. Resources and Tools for YOUR Success!

#1.     The Science of Getting Rich"
          Live Seminar with Bob Proctor
          Las Vegas, NV - Sept 16-19, 2005

There is no mystery or magic to making (and keeping) money.
Money is all around us every day. People with little
education and little opportunity become millionaires every
day. Immigrants who don't speak English start businesses,
save their income and become wealthy while their neighbors
work just as hard, have more and better "qualifications"
but spend their whole lives in debt. How can that be?

Money is not our highest value, but it is a key measure of
our contribution. Perhaps more importantly, making and
having money creates opportunity and opens doors. It
relieves stress and simplifies our lives. It allows us to
feel secure. And (fortunately) learning to accumulate
wealth is not hard! It's simply not taught in school and
it's not something you do "automatically." It's a science,
a skill, a process-and it can be learned! I hope you'll
join me this September in Las Vegas. Get info and register at:

#2     Start (and Profit from) Your Own Ezine
         Reach Prospects, Make Sales, Build Your Brand
         Ezines Made Easy!

I am amazed that more TIPS subscribers haven't jumped on
this! For many of you, this is a "newsletter in a box" and
I highly recommend it! Every week I am asked how I've built
TIPS into one of the largest coaching newsletters in the
world, and when I can, I like to help. Now, however,
Alexandria Brown has down the work for me - and for you!

Launching a newsletter is easy. I started TIPS in an
afternoon and you can do it, too. Reaching a large audience
and building your newsletter into a business-getting
dynamo, however, is another story. Fortunately, Alex has
put together a remarkable "paint-by-the-numbers" guide that
shows you every step of the way. You get a ring-binder of
amazing info, stuff I hadn't figured out in 9 years! You
get hundreds of time-saving tips and resources to market
your ezine that will generate thousands of subscribers. I
wish I had this guide when I was starting out! This is
great material! If you aren't touching base with your
customers in a personal way, you are missing one of the key
tools to build your business! Every professional, small
business and organization needs an online voice! Buy the
guide, follow her advice, and watch your impact explode!

#3    Think Right Now!
        The Best Tools for Personal Growth I've Found!

Many of you have purchased these audio programs to increase
sales, set and achieve goals or improve diet, health and
fitness and you know how good they are! My clients turned
me on to these CD's several months ago and I'm incredibly
impressed. I strongly urge you to jump on this! Top
achievers in every field listen to audio programs. They
imagine themselves winning, getting new records and living
the life they truly WANT, and they do it by visualizing
their victories in advance with the help of Mike's
programs. These are fantastic, both for yourself and as
gifts. Grab these!

#4    Got a Website?
        Earn Passive Income!

Over the years, I've paid lots of money for shopping carts,
autoresponders and systems that were supposed to help me
serve my subscribers and make money from my website. None
of them worked, or more accurately they worked, but they
were complex, confusing and didn't work very well. Then I
discovered Don Schnure and the amazing programs he's put
together. They work! They are powerful, EASY to use, and
they let me automate my newsletter, my affiliate programs
and my shopping cart, with no hassle! I love this! And, you
can use it for 30 days to check it out. Highly recommended!

7. Humor:    College Freshman

Every year, someone puts together a list to remind us how
young the kids starting college this September really are.
The list used to make me feel old, but then I noticed that
it could also remind me to get on with all those wonderful
adventures on my "someday" list. Here's the most recent list:

The people who will start college this fall across the
nation were born in 1987.

They are too young to remember the space shuttle blowing up.

Their lifetime has always included AIDS.

Bottle caps have always been screw off and plastic.

The CD was introduced the year they were born.

They have always had an answering machine.

They have always had cable.

They cannot fathom not having a remote control.

Jay Leno has always been on the Tonight Show.

Popcorn has always been popped in the microwave.

They never took a swim and thought about Jaws.

They can't imagine what hard contact lenses are.

They don't know who Mork was or where he was from.

They never heard: "Where's the Beef?", "I'd walk a mile for
a Camel", or "de plane, Boss, de plane".

They do not care who shot J. R. and have no idea who J. R. was.

McDonald's never came in Styrofoam containers

They don't have a clue how to use a typewriter.

Do you feel old yet? Share this with other old fogies on
your list--then get on with the things you've been putting
off for "someday." Time's a-wastin'!


Be kind to yourself and to someone else, and have a
wonder-FULL week!

Philip E. Humbert, PhD,
Resources for Success!
President, The Philip E. Humbert Group, Inc.

Shameless Marketing TIP:
Dr Humbert is a professional coach, author and popular
speaker. Ready to achieve more? Imagine what's possible
with a coach! For info and over 250 pages of tips,
tools, humor and resources for your success, visit:

Copyright (c) 2005, all rights reserved.
U.S. Library of Congress ISSN: 1529-059X
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