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Welcome to The Innovative Professional's (TIP's) Letter!
Sunday, December 4, 2005
Written & Published by Philip E. Humbert, PhD
Visit our website at:

Table of Contents:

1. The One-Minute TIP
Welcome Notes
Think Bigger, Aim Higher, Go Further 
Quotes of the Week
Strictly Business:  Your Partner Wants to Buy You Stuff    
Resources and Tools for YOUR Success!
Humor:   How To Live A Happy Life

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1. The One-Minute TIP

This holiday season, take time to dream bigger. Ask the
fundamental questions about who you are, what you want, and
how you want to live. Where are you going? What's the
point? This year, think bigger, aim higher, insist on going
further. You may not get "there" in one year, perhaps not
in a lifetime, but make sure you're headed in the right
direction. Make sure you're on a path that is worth

2. Welcome Notes

It's hard to believe we're coming to the end of another
year. I've got some notes about year-end planning below,
but it seems the most important thing is to stay in touch
with loved ones during the holidays. Whether you celebrate
Hanukkah or Kwanza or Ramadan or Solstice or Christmas (or
another day), use the festivities as a reminder to focus on
the things that are most important.

Take time to call loved ones, and to be kind. It's a time
of renewal, and a time of giving. Celebrate your religious
faith and give generously to those who have lost so much
this year. In America, tens of thousands are still
recovering from hurricane Katrina. In Southeast Asia,
earthquakes and tsunamis have devastated entire regions. In
Africa, natural and man-made disasters have killed
millions. The needs are enormous. Give through the
organization of your choice, but please give generously.
You'll be glad you did.

And one more reminder. It's always ironic that this time of
celebration can be so stressful. Remember to be good to
yourself! That may mean buying some stuff, but it
definitely means getting extra sleep, playing with the
kids, eating healthy and maybe being the one person to
actually "saunter" through the mall. (Isn't that a great
word!?) Slow down, live more, have more fun!

Finally, I've been delighted by the feedback from both
women and men about Mary Foley's wonderful little book,
"Bodacious Woman!" Lots of you have bought it and as I
predicted, it is definitely NOT limited to women! Let's all
have a "bodacious" week! (Isn't that a great word!?) If
you're curious to know more, check it out at:

3:  Think Bigger, Aim Higher, Go Further 

This is the time when millions of us set goals for the year
ahead. If we do it "right" - the way the books tell us to -
we review our numbers for 2005, evaluate our performance,
and make adjustments for 2006. That's the "normal" way of
doing it, the way governments, large corporations and most
individuals do it.

There's nothing wrong with it, except that it doesn't work.
For many of us, "raising the bar" is not what we truly
want. It's not "enough."

Too many of us set our goals by merely adding 10% to what
we've done before. The major exception is our weight, where
we promise that we'll finally lose the ten pounds we've
been trying to lose all year. Now, there's nothing wrong
with setting goals by using the past as our starting point.
Institutions do that all the time. But who wants to live
like an institution?

This is your LIFE we're talking about! If a few adjustments
are all you really want, go for it! If a minor tweak is all
you need, then don't make a fuss. Adjust your budget, set
your goal, and be done with it.

But I'm challenging you to think bigger and aim higher.

As you look to 2006 and beyond, what do you really WANT for
your life? What's the REAL story? What's your DREAM? What
are you doing with your life? That's the question I hope
you'll consider as you buy your new calendars and plan the
year ahead.

In those areas where a small step is all you need, that's
fine. Buy a new car, lose the weight, make a little more
and spend a bit less. These are the small adjustments that
make life easier and I support them.

Unfortunately, however, small adjustments can also be the
things that keep us trapped. As we hit our goals and
increase our income, these small victories become the
"golden handcuffs" that trap us in our routine. They keep
us "playing small" so that while we're winning the battles,
we end up frustrated or confused because our lives don't
have the meaning we hoped for.

This holiday season, take time to dream bigger. Ask the
fundamental questions about who you are, what you want, and
how you want to live. Where are you going? What's the
point? This year, think bigger, aim higher, insist on going
further. You may not get "there" in one year, perhaps not
in a lifetime, but make sure you're headed in the right
direction. Make sure you're on a path that is worth

      Could a coach help you go further and achieve more?
      Many people find a personal coach makes all the
      difference and if you would like 2006 to be HUGE,
      consider personal coaching. Contact me:

4. Quotes of the Week

"Reach high, for stars lie hidden in your soul. Dream deep,
for every dream precedes the goal."
                            -- Pamela Vaull Starr

"Happiness is that state of consciousness which proceeds
from the achievement of one's values."
                            -- Ayn Rand

"Everything's in the mind. That's where it all starts.
Knowing what you want is the first step toward getting it."
                            -- Mae West

"Life is either a daring adventure or nothing."
                            -- Helen Keller

5. Strictly Business:   Your Partner Wants To Buy You Stuff

Every year about this time I remind business owners and
CFO's (financial officers) to review their business
deductions for the year. If you use the calendar year as
your fiscal or tax year, December 31st is a very important

Here are two important facts:

1. Depending on where you live and your tax rate, about
40% of everything you make will go to the Government, and
the final accounting for most businesses comes on December
31st. The more you make, the more your "partner" will take
in taxes.

2. Conversely, any legitimate business expenses you incur
in the next three weeks come right off that tax bill. In
the U.S., that means "Uncle Sam" is willing to chip in and
pay for about 40% of whatever you buy for business
purposes! Take advantage of that!

If you need new office equipment, a new computer, or
routine office supplies, take action! For the next three
weeks, they are "40% off!" If you can pre-pay some regular
business expenses (insurance, rent, supplies or fees) by
the end of the month, they come directly off your "bottom
line" which means lower taxes in April.

Now, obviously, the expenses must be for legitimate
business purposes. No cheating! And obviously you should
check with your accountant or tax advisor for specific
advice in your particular situation. But keep in mind that
a few months from now you will pay taxes on every dollar of
profit you make in 2005 and if you can legally reduce that
amount by stocking up now, that's to your advantage. Think
about it!

Want more info? I've got an article you might find helpful,
along with dozens of others on my website. This particular
article on year-end tax strategies is at:

6. Resources and Tools for YOUR Success!

#1    Nine Insights of The Wealthy Soul
        by Dr Michael Norwood
        A Powerful Book -- A Beautiful Gift

I want to give you a heads-up on a special gift item. This
is one of the BEST books (and gifts) I've come across. I've
gotten to know Michael Norwood slightly since I read his
first book, "The Wealthy Soul" and I'm enormously impressed
with this boxed book set. I've read all three books and I'm
giving them as Christmas presents to friends and family
members, and I urge you to do the same. Get them at:

No one makes the connection between spirituality, attitude,
daily actions and wealth more powerfully than Michael.
You'll cry, laugh, be inspired, and be empowered, and
that's a promise! I make a distinction between being
"wealthy" and being "rich" because I think a full, abundant
life means far more than just having money. I love
prosperity, but I want balance, wonderful relationships and
meaningful work as well. Dr Norwood does a magnificent job
of putting it all together in a fresh and deeply personal
way. Buy a copy for yourself, and at least one copy for a
loved one. This is VERY good stuff! Check it out at:

#2    Think Right Now!
        The Best Tools for Personal Growth I've Found!

Many of you have purchased these audio programs to increase
sales, set and achieve goals or improve diet, health and
fitness and you know how good they are! My clients turned
me on to these CD's several months ago and I'm incredibly
impressed. I strongly urge you to jump on this! Top
achievers in every field listen to audio programs. They
imagine themselves winning, getting new records and living
the life they truly WANT, and they do it by visualizing
their victories in advance with the help of Mike's
programs. These are fantastic, both for yourself and as
gifts. Grab these!

#3    Achieve Your Goals, Transform Your Life!
        The "Sedona Method"

People ask me how they can "really explode my success and
change my life", and after telling them there is no magic
bullet, I refer them to The Sedona Method(tm). This series
of tapes and workbooks is, without doubt, the MOST
successful, thorough and powerful program for taking charge
of your life that I have ever seen. I wish I had written
it! You can get a FREE initial tape to sample the program,
and for goodness sake, sign up for their free newsletter!
Their simple observation that, 'Happiness is free' opened
my eyes and was the beginning of a remarkable journey.
Very powerful stuff!

The program is not simple or cheap - you expected a quick
pill? It is comprehensive, orderly, and effective. Both
Mary and I have used it, and it works! Highly recommended!

#4    Got a Website?
        Earn Passive Income!

Over the years, I've paid lots of money for shopping carts,
autoresponders and systems that were supposed to help me
serve my subscribers and make money from my website. None
of them worked, or more accurately they worked, but they
were complex, confusing and didn't work very well. Then I
discovered Don Schnure and the amazing programs he's put
together. They work! They are powerful, EASY to use, and
they let me automate my newsletter, my affiliate programs
and my shopping cart, with no hassle! I love this! And, you
can use it for 30 days to check it out. Highly recommended! 

7. Humor:    How To Live A Happy Life

I love lists of powerful insights. Lots of people have
written about the things they've learned, and this is a
wonderful list. My friend, Bill Barrows forwarded it from
our mutual friend, Dolly Howard. My thanks to both of you,
and I hope you find these as thought-provoking and helpful
as I do. Enjoy!

How to live a happy and rewarding life:

Take time to smell the roses.
Take a nap on Sunday afternoon.
Drink 8 glasses of water a day.
Never deprive someone of hope. It might be all they have.
Be thankful for every meal.
Don't be afraid to say I'm sorry.
Don't take your health for granted.
Improve your performance by improving your attitude.
Listen to your children.
Leave everything a little better than you found it.
Keep it simple.
Keep good company.
Keep your promise.
Be kinder than necessary.
Take good care of those you love.
Make it a habit to do nice things.
Make it a habit to do nice things for people who will never find out.
Wear outrageous underwear.
Judge your success by the degree that you're enjoying
         peace, health and love.
Be a good loser.
Be a good winner.
Be romantic.
Live so that when you your children think of fairness, caring
         and integrity, they think of you.
Enjoy real maple syrup.
Never refuse homemade brownies.
Never give anyone a fruitcake.
Remember other people's birthdays.
Sing in the shower.
Don't nag.
Don't gossip.
Don't tailgate.
Don't expect money to bring you happiness.
Be forgiving of yourself and others.
Never give up on anyone. Miracles happen every day.
Say thank you a lot.
Say please a lot.
Take your dog to obedience school. You'll both learn a lot.
Slow dance.
Don't rain on other people's parades.
Don't postpone joy.
Don't blame others. Take responsibility for every area of
your life.
Take care of your reputation. It's your most valuable
Count your blessings.
Marry only for love.
Call your mother.
Do more than is expected.
Be there when others need you.
Never sell yourself short.
Never be ashamed of your patriotism.
Never be ashamed of honest tears.
Give thanks for our military men and women and their families


Be kind to yourself and to someone else, and have a
wonder-FULL week!

Philip E. Humbert, PhD,
Resources for Success!
President, The Philip E. Humbert Group, Inc.

Shameless Marketing TIP:
Dr Humbert is a professional coach, author and popular
speaker. Ready to achieve more? Imagine what's possible
with a coach! For info and over 250 pages of tips,
tools, humor and resources for your success, visit:

Copyright (c) 2005, all rights reserved.
U.S. Library of Congress ISSN: 1529-059X
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